About Us

At Lemzar Capital, we are committed to your financial success.

Matt Lemen
Managing Partner, Wealth Management Advisor

Matt Lemen

Matt has over a decade of experience as a Wealth Management Advisor. He specializes in strategic financial planning and wealth management, in addition to insurance, risk management strategies.

Whether he’s working with clients or raising his children, Matt values integrity, trust and excellence. “I carry these values with me every day and they guide how I live, act and treat other people. I believe it’s essential to build trust with my clients, treat everyone with respect and set a strong example for my children.”

A native of Falls Church, Virginia, Matt now lives in Birmingham with his wife, Cari, two daughters, Lucy and Lauren, and son, Luke. He and his family are members of Mountain Brook Community Church and active in their community.

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Ken Azar
Partner, Business Development

Ken Azar

Ken has spent more than three decades in the financial services industry and uses his abundance of knowledge to help his clients plan and prepare for a rewarding financial future.

Ken believes in the power of relationships in his work and his personal life. He also understands his primary job is to be an advocate for his clients — to work on their behalf to help them achieve their goals. “My clients place a lot of trust in me and I take it very seriously. It’s my job — and my passion — to do everything in my power to help them plan for and experience the life they want to live.”

Ken and his wife, Pam, have three children, Ansley, Hallie and Ken. They attend Oak Mountain Presbyterian Church and enjoy family time, church and supporting charitable organizations in their community.

Ken Azar is not affiliated with RFG Advisory.

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Rick Wedell
Chief Investment Officer

Rick Wedell

Rick Wedell joined RFG Advisory as Partner and Chief Investment Officer (CIO) in 2016. As CIO and leader of RFG's Investment Team, Rick manages multi-asset portfolios and provides strategic insights on asset allocation and portfolio construction. Rick also leads the design and enhancements of RFG's custom-built, institutional-caliber, client-focused investment platform known as "Bluemonte", currently managing over $3 billion of assets under management.

Rick's guiding principle is simple, straightforward analysis coupled with a consistent, rigorous investment process. Recognizing that foundations and family offices often enjoy a significantly higher level of access and sophistication around portfolio management, Rick designed an innovative investment experience focused on bringing that level of service and direct accessibility to financial advisors at RFG Advisory.

Veteran Investor/Market-Tested Leader

Before joining RFG, Rick spent 12 years at Bain Capital Credit, where he rose through the ranks to become Executive Vice President, Head of Fixed Income Consumer Investments, and Assistant Portfolio Manager. Rick played an instrumental role in helping Bain grow to become a global investment powerhouse, serving client assets in excess of $30 billion.

Managing portfolios through the volatile markets of 2001 and 2008, Rick experienced firsthand the importance of portfolio diversification and the trade-offs between risk and portfolio return. He applies those same lessons today to managing client and institutional portfolios at RFG Advisory.

2021 ThinkAdvisory Luminary

Recently named a 2021 LUMINARY by ThinkAdvisor for Thought-Leadership & Education, Rick conducts client events, seminars, and workshops around the country and a bi-weekly series called Market Commentary with Rick Wedell on YouTube. From customized asset allocation recommendations to detailed investment analysis, he also works one-on-one with our Advisors and their clients to construct customized portfolios that help meet their defined goals.

Under Rick's leadership, RFG Advisory was named a Finalist for the InvestmentNews Innovation Awards 2021 and Best Places to Work for Financial Advisors, in addition to other industry accolades from Barron's, Financial Times, Money Management Institute, and

Rick has an MBA from the Stanford Graduate School of Business, where he was awarded the Henry Ford II Scholar. He earned a B.A. in Applied Mathematics & Economics from Harvard University, Magna Cum Laude.

Ben Steele
Client Service Associate

Ben Steele

Learn More About Our Approach
RFG Advisory Leaf

Powered by RFG Advisory

As an independent advisor, we are empowered to serve our clients in-line with our values and our vision. So we’ve partnered with RFG, an innovative turnkey platform engineered specifically to support independent financial advisors like us. RFG handles much of the critical behind-the-scenes support required to run our successful business so that we can spend our time doing what we love — serving you, our clients.

  • Forbe's Top 100 RIA Firms
  • Award Winner 2022
  • RIA Channel Top 50 Wealth Managers by Growth Assets 2022
  • WSR Pathfinder Awards – Top Women Leaders in Wealth Management 2022
  • InvestmentNews Best Places to Work for Financial Advisers 2022
  • Women in Asset Management Award Series
  • ThinkAdvisor Luminaries 2021 Thought Leadership & Education
  • InvestmentNews Icons & Innovators
  • Best and Brightest Companies to Work for in the Nation 2021
  • 2020 & 2021 Industry Awards
  • Financial Times Top Financial Advisers 2020
  • Money Management Institute Barron’s Industry Awards
  • InvestmentNews Women to Watch

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